Great Rates Great Service

Mortgage Rates

Many factors affect the interest rate on your home loan, for example, inflation, the bond market, the future, your credit score, type of home, equity and more.  Let’s get the conversation going by getting a rate taylored to you.  Click below and don’t worry, your information is safe and never sold.

Greater Home Loans

Conforming Loans

Traditional 30-year fixed & 15-year fixed mortgage are still the most popular.  However, did you know that you can do the term you want.  Make it a 26 year loan if that fits your situation better. 

VA Loans

Your VA benefits include great rates on mortgages.  0 down purchase and refinance options and no monthly mortgage insurance.  VA is an amazing benefit and you deserve it.

FHA Loans

What happens when you don’t qualify because of your credit or down payment amount for a conforming loan?  What if you are not a Veteran?  There is FHA loans with rates as low as VA loans and down payments as low as 3.5%.

Get a Free Mortgage Review

Helping our clients with over $450 million in residential mortgage loans, we can help you too!  Call today or click below to schedule a time that works for you.

Mortgage Broker

Mortgage Brokers have access to many lenders with many rates and many programs.  We will find the right lender with the lowest rates to match your financial situation.

Great Service

Today’s environment and technology should make applying and processing your loan a breeze.  Apply online, upload the necessary documentation and sign online.  

Apply Today

After you have spoken with a loan officer and love what you’ve heard, apply today.  Let us get to work saving you time and money.

Do no-closing costs really mean “no-closing costs”?


When choosing the no-closing cost option, a lender credit is applied to your transaction which covers ALL closing costs.  The lender credit is based on market interest rates.  Nothing added to you loan amount.  No hidden fees.  No surprises.


Do you offer other products?


Yes, we offer a wide variety of products to fit your specific financial goals.


How do I qualify?


You qualify based on your current income, credit & credit score, debts and likelyhood to repay the loan amoungst other factors.


This rate looks too good to be true – is it a “teaser” rate?


This is not an introductory rate.  The interest rate and costs will be as accurate as the information provided by you.  We will provide you with different options to give you the picture of the different rates available to you.  However it is important to act quickly as rates do change daily, up or down, based on market factors and qualification guidelines.  We want you to be happy with your mortgage for years to come and come back to us with confidence.


 How do I get started?


Simply call or text at 858-633-7067; email me at; click on the appointment maker above.  Easy Peasy, let’s talk.  

Great Rates • Great Service

Greater Home Loans knows that choosing to buy or refinance your home is a big decision.  We promise to match you with the right product, transparency on fees, expert advice, and a simplified process.  Welcome Home – Greater Home Loans.

Greater Home Loans


2307 Fenton Parkway #107-51
San Diego, CA 92108

DRE #01762928
NMLS #321084